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National Mortgage Licensing Matrix

 

Because of the transition of most states to the Nationwide Mortgage Licensing System, we have changed the Matrix from a comments based system to a checklist system.  We will identify only those requirements which EXCEED the SAFE Act and NMLS requirements.  In addition, while the process is in transition, we will highlight those items that have been identified as outside the NMLS process.

 

State-by-State Originator Licensing Summary - This page is constantly being updated - please e-mail us if you see an error

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State  State Hours Total Hours Current Exempt Min Score 2010 Renew Need Pre-licensing Ed State PL Eduction Hours Expires 2010 Renew Need Continuing Ed 2010 Renew w SAFE MLO Test 2010 Renew Need Background Check 2010 Renew Need Credit Check Renew Need Other
AL  0 20                  
AK 0 20 Y                
AS  NR  NR                   
AZ*  4 20                  
AR  0 20     2011 12/31/09 8 State 2011 2011 2011  
CA-DOC/DRE 0 20                  
CO  0 20   No              
CT  0 20     2011 n/a 2011 2011 2011 2011  
DE  NR  NR  Y   2011 n/a 2011 2011 2011 2011 Uniform Renewal
DC  3 20                  
FL      Y No              
GA  0 20                  
GU  NR  NR                   
HI  NR  NR                   
ID-New MLO  0 20 N   2011 12/31/09 2011 2011 2011 2011  
IL  0 20                  
IN-DFI/SOS  0 20   No 2011 12/31/09 6 - State 2011 2011 2011 Uniform 
IA 0 20 N   2011 12/31/09 2011 2011 2011 2011  
KS  NR  NR                   
KY  0 20     State 11/01/09 12 State 2011 2011 2011  
LA*  0 24     12/31/09   10 State 2011 2011 2011  
ME  NR  NR                   
MD*  5 20   No              
MA*  3 20   No 2011 08/01/09 2011 2011 2011 2011  
MI  0 20     2011 07/31/10 2011 2011 2011 2011 Uniform
MN  NR  20   No     8 - State   State   No SAFE Act yet
MS  NR  NR      2011 12/31/09 12 State 2011 2011 2011 Uniform
MO  NR  NR                   
MT 0 20 Y                
NE  0 20   No 2011 n/a 2011 2011 2011 2011  
NV  NR  NR                   
NH*  0 20   No NMLS 20 n/a 2011 yes 2011 2011 Out of state must be lic in home state to renew
NJ  4 20                  
NM 3 20                  
NY 3 20 N 600 2011 11/30/09 2011 2011 2011 2011  
NC* 4 24   600 24 State 12/31/09 8 State 2011 2011 2011  
ND  0 20     2011 n/a 2011 2011 2011 2011  
MP  NR  NR                   
OH  4 24       6 - State          
OK  0 20                  
OR  0 20   No              
PA*  3 20     NMLS 20 n/a 2011 yes 2011 2011  
PR  NR  NR                   
RI*-New MLO  3 20 Y   NMLS 11/30 12/01/09 2011 yes 2011 2011 Uniform Renewal
SC-DCA/BOFI 0 20   No              
SD  0 20     20 NMLS or State 12/31/09 9 State 2011 2011 2011  
TN  0 20   No 2011 n/a 2011 2011 2011 2011  
TX-OCCC  0 20   No              
TX-SML-Group 3  0 30 or 60   No              
UT-DFI/DRE NR  NR  Y                
VT*-New MLO  0 20 Y   2011 12/31/09 2011 2011 2011 2011  
VI  NR  NR                   
VA*  0 20   No              
WA*-MBPA/CLA  2 20 N   20 State   8 State (9 DB) 2011 2011 2011  
WV-New MLO 2 20 Y 575 (to 500)              
WI  0 20                  
WY  0 20                  

 

Alabama

AL State Banking Dept.
Center for Commerce Suite 680
401 Adams Avenue
Montgomery, Alabama 36130-1201
Telephone: (334) 242-3452
Fax: (334) 242-3500
Bureau of Loans Fax: (334) 353-5961

 

Alaska

Department of Commerce, Community, and Economic Development

Division of Banking and Securities

550 West 7th Avenue, Suite 1940

Anchorage, AK 99501

Phone: (907) 269-8140

Fax: (907) 269-8146

 Department of Banking and Securities

Arkansas

Arkansas Securities Department
Heritage West Bldg
Suite 300
201 F. Markham
Little Rock, AR 72201 (501) 324-9260

Arkansas Securities Department

Arizona

Arizona State Banking Department
2910 N. 44th Street, Suite 310
Phoenix, AZ 85082
Ph:(602) 255-4421
fax: (602) 381-1225
General Information: mailbox@azbanking.com
Consumer Affairs: : consumeraffairs@azbanking.com

 

California -

Department of Corporations
320 West 4th Street, Suite 750
Los Angeles, CA 90013-2344
Ph: (213)576-7500

http://www.corp.ca.gov

 

DRE Phone: 916-227-0931

Colorado

Mortgage Brokers

Real Estate Division - Department of Regulatory Agencies

1560 Broadway Ste 925,

Denver CO 80202

Ph: (303) 894-5953

Fax: (303) 866-5691
E-Mail: uccc@state.co.us

 

Connecticut

Department of Banking
Consumer Credit division
260 Constitution Plaza
Hartford, CT 06103-1800

http://www.ct.gov/dob
Ph: (860) 240-8200
Fax: (860) 240-8178
E-mail: justyna.kordowska@ct.gov

Delaware

Office of the State Bank Commissioner
555 E. Lockerman Street
Suite 210
Dover, DE 19901
Ph: (302) 739-4235 Fax: (302) 739-3609
Licensing/consumer complaints
fax: (302) 739-2356

Florida

Department of Financial Services
Office of Financial Regulations
200 East Gaines Street
Tallahassee, Florida 32399
Ph: (850) 410-9805
Fax: (850) 410-9748
Website: www.dbf.state.fl.us/licensing/Mblist.html

 

Georgia

Department of Banking and Finance
2990 Brandywine Road
Suite 200
Atlanta, Georgia 30341-5565
Ph: (770) 986-1633
Fax: (770) 986-1654

 

Hawaii

Professional and Vocational Licensing
Division of Department of Commerce and Consumer Affairs
P.O. Box 3469
Honolulu, HI 96801
1010 Richards Street
Room 602-A
Honolulu, HI 96813
Ph: (808) 586-3000

Idaho - NMLS State

Department of Finance
700 W. State Street, 2nd Floor
P.O. Box 83720
Boise, ID 83720
Ph: (208) 332-8002
Fax: (208) 332-8097

Illinois

Division of Banks and Real Estate
Residential Finance
310 South Michigan Avenue
Suite 2130
Chicago, IL 60604-4278
Ph: (312) 793-3000
Fax: (312) 793-8720

 

Indiana

Department of Financial Institutions
30 South Meridian Street, Suite 300
Indianapolis, Indiana 46204
Ph: (317) 232-3955
Secretary of State, Securities Division
302 Washington Street, Room E-111
Indianapolis, Indiana 46204
Telephone: (800) 223-8791

Iowa - NMLS State

Iowa Division of Banking
200 East Grand Ave
Suite 300
Des Moines, IA 50309
Ph: (515) 281-4014
Fax: (515) 281-4862
Fax: (515) 281-7688

Kansas

Office of the State Bank Commissioner
700 Jackson Street
Suite 300
Topeka, Kansas 66603
Ph: (785) 296-2266
Fax: (785) 296-0168

Kentucky - NMLS State

Department of Financial Institutions
1025 Capital Center, Suite 200
Frankfort, Kentucky 40601
Ph: (502) 573-3390
Toll-Free: 1-800-223-2579
Fax: (502) 573-8787

Louisiana

Office of Financial Institutions
8660 United Plaza Blvd., Second Floor
Baton Rouge, LA 70809-7024
Post Office Box 94095
Baton Rouge, LA 70804-9095
Ph: (225) 925-4660
Fax: (225) 925-4548

Maine

Department of Professional and Financial Regulation
Office of Consumer Credit Regulation
# 35 State House Station
Augusta, Maine 04333-0035
Ph: (207) 624-8527
Fax: (207) 582-5415

Maryland

Division of Financial Regulation
Consumer Credit Division
500 North Calvert Street, Suite 402
Baltimore, MD 21202
Ph: (410) 230-6100

 

Massachusetts

Massachusetts Division of Banks
One South Station
Boston, MA 02110
Ph: (617) 956-1500
Fax: (617) 956-1599

Michigan

Office of Financial and Insurance Services

611 West Ottawa Street

P.O. Box 30220

Lansing, Michigan 48909-7720


Ph: (517) 373-3460
Fax: (517) 335-0908

Minnesota - NON NMLS State (10/29/09)

Department of Commerce
Division of Financial Examinations
85 East 7th Place
Suite 500
ST.Paul, MN 55101-2198
Ph: (651) 296-2135
Fax: (651) 296-8591
E-mail: financial.commerce@state.mn.us

Require 20 Hours Pre-Licensing, 8 Hours CE and Background Check for Originators.

Mississippi -

Department of Banking and Consumer Finance
501 North West Street
901 Woolfolk Building, Suite A
Post Office Box 23729
Jackson, Mississippi 39201
Ph: (601) 359-1031 or
Toll-Free: (800) 844-2499

Missouri

Mortgage Broker Section
Division of Finance
301 West High Street, Room 630
P.O. Box 716
Jefferson City, MO 65102-0716
Ph: (573) 751-3242
Section Ph: (573) 751-4243
Fax: (573) 751-9192

 

Montana

Department of Commerce
Financial Division
1424 9th Ave.
Helena, MT 59601
Ph: (406) 444-3797
Fax: (406) 444-2903

 

Nebraska - NMLS State

Nebraska Department of Banking and Finance
Commerce Court
1230 "O" Street, Suite 400
PO Box 95006
Lincoln, NE 68509-5006
Ph: (402) 471-2171

Nevada

Mortgage Lending Division
Las Vegas Office
3075 E. Flamingo, #104A
Las Vegas, Nevada 89121
Ph: (702) 486-0780
Fax: (702) 486-0785

New Hampshire

Banking Department
64b Old Suncook Road
Concord, New Hampshire 03301
Ph: (603) 271-3561
Fax: (603) 271-1090

No license required.

New Jersey

Department of Banking and Insurance
Division of Banking
Office of Consumer Finance
20 West State Street
P.O. Box 040
Trenton, NJ 08625-0325
Ph: (609) 292-5360
Fax: 609) 292-5461

New Mexico

Regulation and Licensing Department
Financial Institutions Division
2550 Cerrillos Road
3rd Floor, 
Santa Fe, NM  87505
Ph: (505) 476-4885
Fax: (505) 476-4670
rldfid@state.nm.us

New York

State of New York Banking Department
Legal Financial Services Division
2 Rector Street-21st Floor
New York, NY 10006
Attn: Deputy Super. Peter Philbin
Ph: 212/618-6642
Fax: 212-618-6426

North Carolina

NC Commissioner of Banks
4309 Mail Service Center
Raleigh, NC 27699-4309
Ph: (919) 733-3016
Fax: (919) 733-6918

New Expiration Dates 12/31/08

North Dakota

Department of Financial Institutions
2000 Schafer Street
Suite G
Bismarck, ND 58501-1204
Ph: (701) 328-9933
Fax: (701) 328-9955 E-mail: dfi@state.nd.us

 

Ohio

Department of Commerce
Financial Institutions Division
77 S High Street, 21st Floor
Columbus, OH 43266-0121
Ph: (614) 728-8400 E-mail: webdfi@dfi.com.state.oh.us

 

 

Oklahoma

Department of Consumer Credit
4545 North Lincoln Boulevard
Suite 104
Oklahoma City, OK 73105-3408
Ph: (405) 521-3653
Fax: (405) 521-6740

Oregon

Dept of Consumer and Business Services
Division of Finance and Corporate Securities
350 Winter St. NE
Room 410
Salem, OR 97301-3881
Ph: (503) 378-4140
Fax: (503) 947-7862

 

Pennsylvania

Licensing Division
Bureau of Licensing and Consumer Compliance
Department of Banking
Market Square Plaza

17 N Second Street, Suite 1300
Harrisburg, PA 17101-2290
Ph: (717) 787-3717
Fax: (717) 787-8773

 

Rhode Island

Department of Business Regulation

Division of Banking

1511 Pontiac Avenue

Bldg. 69-2

Cranston, RI 02920

Tel: (401) 462-9503

Fax: (401) 462-9559

BankInquiry@dbr.state.ri.us

 

South Dakota

Division of Banking
Address: 217 1/2 West Missouri
Pierre, SD 57501-4590
Ph: (605) 773-3421
Fax: (605) 773-5367
E-mail: drr.banking.info@state.sd.us

South Carolina

Department of Consumer Affairs
P.O Box 5757
3600 Forest Drive
Columbia, South Carolina 29250
Ph: (803) 734-4200
Fax: (803) 734-4286

Tennessee

Department of Financial Institutions
Suite 400
Nashville City Center
511 Union Street
Nashville, TN 37219
Ph: (615) 741-2236
Fax: (615) 741-2883

Texas

Savings and Loan Department
2601 North Lamar Boulevard
Suite 201
Austin, Texas 78705
Ph: (512) 475-1350
Fax: (512) 475-1360

 

Utah

Utah Division of Real Estate
Heber M. Wells Building
160 East 300 South
2nd Floor
Salt Lake City, UT  84111
P.O. Box 146711
Salt Lake City, UT 84114-6711
Ph: (801) 530-6747
Fax: (801) 530-6749

 

Vermont

Department of Banking, Insurance
Securities & Health Care Administration
89 Main Street Drawer 20
Montpelier, Vermont 05620-3101
Ph: (802) 828-3307

 

Virginia

Bureau of Financial Institutions
1300 E. Main Street, Suite 800
P.O. Box 640
Richmond, Virginia 23218-0640
Ph: (804) 371-9657
Fax: (804) 371-9704

Washington (NMLS State)

Department of Financial Institutions
Division of Consumer Services
Post Office Box 41200
210 11th Street SW
Room 300
Olympia, Washington 98504
Ph: (360) 902-8703
Fax: (360) 664-2258

 

West Virginia

Division of Banking
1900 Kanawha Boulevard East
Building #3, Room 311
Charleston, WV 25305-0240
Ph: (304) 558-2294
Fax: (304) 558-0442

 

Wisconsin

Division of Banking
Department of Financial Institutions
345 W. Washington Avenue
4th Floor, P.O. Box 7876
Madison, WI 53707-7876
Ph: (608) 261-7578

 

Wyoming

Division of Banking
Herschler Building, 3rd Floor East Wing
122 West 25th Street
Cheyenne, WY 82002
Ph: (307) 777-7797
Fax: (307) 777-3555

rschutte@wyaudit.state.wy.us

     

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Lendertraining.com is the leading provider of training and process management programs for the credit industry.

1 Research Court, Suite 450

Rockville, MD  20850

877-91 TRAIN

lendertraining.com

copyright 2009


 

Lendertraining.com is the leading provider of training and process management programs for the credit industry.

1 Research Court, Suite 450

Rockville, MD  20850

877-91 TRAIN

lendertraining.com

copyright 2009